PNC Bank Routing Number

PNC Bank Routing Number

When performing financial transactions, having correct routing numbers is essential. In this complete guide, we will discuss PNC Bank routing numbers, explaining what they are, how to find them, and why they are crucial for various banking activities. Whether you’re a PNC Bank customer or simply seeking information about routing numbers, this article will provide all the necessary insights. 

So, let’s get started!

What Are Routing Numbers?

Routing numbers, also known as ABA or transit numbers, are nine-digit codes used in the United States to identify financial institutions within the banking system. Every routing number is unique to a specific bank or credit union, enabling accurate routing and processing of transactions.

You May Also Check These:

PNC Routing Numbers for Wire Transfer

Type of Wire TransferRouting Number
Domestic Wire Transfer043000096
International Wire Transfer to PNC account (USA)043000096

Please note that the routing number for both domestic and international wire transfers to PNC Bank is 043000096. For international transfers, you will also need the SWIFT code PNCCUS33.

PNC Bank Routing Numbers For USA

StatePNC Routing Number
Washington DC054000030
New Jersey031207607
North Carolina043000096
Pennsylvania – Pittsburgh043000096
South Carolina53100850
West Virginia271971560

Why Are Routing Numbers Important?

Routing numbers play a vital role in various financial activities, including:

Direct deposits: When you receive payments, such as your salary or tax refunds, your employer or the paying entity needs your routing number to ensure the funds are correctly directed to your PNC Bank account.

Wire transfers: Whether sending or receiving money domestically or internationally, routing numbers facilitate the secure fund transfer between financial institutions.

Automatic bill payments: If you have set up automatic bill payments, such as for utilities or loan repayments, providing your routing number ensures the transactions are processed accurately and on time.

ACH transfers: Routing numbers are used for Automated Clearing House (ACH) transfers, which enable electronic payments, including direct debits, e-checks, and online transfers.

PNC Bank Routing Numbers Explained

As a PNC Bank customer, it’s crucial to understand the structure of PNC Bank routing numbers. The routing number for PNC Bank is a nine-digit code that begins with 0, 1, 2, or 3. The first four digits describe the Federal Reserve Routing Symbol, followed by a four-digit ABA institution identifier. The last digit is called the check digit and is used for validation.

How to Find Your PNC Bank Routing Number

To find your PNC Bank routing number, you have several options:

Checkbook: If you have a PNC Bank checkbook, the routing number is printed on the bottom-left corner of the check. It is the first nine-digit number on the left.

Routing Number on check

Online banking: Login to your PNC Bank online banking account and navigate the account details section. You should find your routing number listed there.

PNC Bank website: Visit the official PNC Bank website and search for their routing number information. They often provide a dedicated page with routing number details.

Contact PNC Bank customer service: If you are still looking for your routing number using the above methods, contact PNC Bank’s customer service for assistance. They will be able to provide you with the accurate routing number for your account.

Using PNC Bank Routing Numbers for Different Transactions

PNC Bank routing numbers are used for various transactions, including:

Direct deposits: When setting up direct deposits, whether it’s your paycheck, government benefits, or any other payments, provide your routing number to the payer to ensure seamless and accurate fund transfers.

Wire transfers: If you need to send or receive funds via wire transfer, you must provide your PNC Bank routing number to facilitate the transaction. It’s crucial to double-check the routing number to avoid any errors.

ACH transactions: Automated Clearing House transactions, such as online bill payments or e-checks, require your routing number for successful processing. Be sure to input the correct routing number to avoid payment issues.

Mobile banking: PNC Bank’s mobile banking app allows you to perform various transactions using your routing number, such as transferring funds between accounts or initiating payments.

Security Measures for Protecting Your Routing Number

Your PNC Bank routing number, along with your account number, should be treated with utmost confidentiality. Here are a few security measures to help protect your routing number:

Keep your information private: Avoid sharing your routing number with anyone unless necessary. Be cautious when providing it over the phone or through email.

Be vigilant with online transactions: Ensure you use secure and trusted platforms when conducting online transactions involving your routing number.

Regularly monitor your accounts: Keep a close eye on your bank statements and transaction history to detect any unauthorized activities promptly.

Report suspicious activities: If you suspect any fraudulent or unauthorized transactions related to your routing number, contact PNC Bank immediately to report the incident.


In conclusion, understanding PNC Bank routing numbers is essential for effectively managing your financial transactions. Having the correct routing number ensures seamless and accurate fund transfers, whether for direct deposits, wire transfers, or automatic bill payments. 

Following the security measures outlined, you can protect your routing number and minimize the risk of unauthorized access or fraudulent activities.

Frequently Asked Questions (FAQs):

Q1: Can I use the same routing number for different PNC Bank accounts?

A1: PNC Bank uses the same routing number for all its accounts.

Q2: Can I find my routing number on PNC Bank statements?

A2: Your routing number should be printed on your PNC Bank statements.

Q3: Are routing numbers the same for all PNC Bank branches?

A3: PNC Bank routing numbers are standardized and remain the same for all branches.

Q4: Can I have multiple routing numbers for the same PNC Bank account?

A4: Each PNC Bank account has only one associated routing number.

Q5: Can I use my routing number for international wire transfers?

A5: No, for international wire transfers, you will need to provide additional details, such as SWIFT or IBAN codes, in addition to your routing number.

Remember, if you have any specific concerns or queries about PNC Bank routing numbers, it’s always best to contact PNC Bank’s customer service for personalized assistance.