Woodforest Bank Routing Number
Woodforest National Bank is a trusted financial institution that delivers various banking services to individuals and businesses. Whether you need to set up direct deposits, initiate wire transfers, or make electronic payments, having the correct routing number is crucial.
This guide will provide the complete Woodforest routing number list, explain how routing numbers work, and offer insights on using them for secure and efficient banking transactions.
What is a Routing Number?
A routing number is a nine-digit numerical code specifying a specific financial institution in the United States. It acts as a unique identifier for banks and credit unions and is required for various financial transactions. Routing numbers are essential for processing checks, electronic payments, wire transfers, and direct deposits.
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How Do Routing Numbers Work?
Routing numbers work in conjunction with bank account numbers to ensure that funds are properly transferred between banks. The first four digits of a routing number identify the Federal Reserve Bank district. In comparison, the next four digits identify the specific financial institution. The last digit is a check digit utilized for error detection.
All States Woodforest Routing Number List
Finding Your Woodforest Routing Number: To find your specific Woodforest routing number, you can use a few methods. You can check your Woodforest checkbook, contact Woodforest National Bank’s customer service, or visit their official website. Additionally, many online banking platforms also display routing numbers when you view your account details.
Woodforest Routing Numbers: Here are all Woodforest routing numbers based on different states or regions:
| STATE | Counties/Regions | WOODFOREST BANK ROUTING NUMBERS |
|---|---|---|
| Alabama | 314972853 | |
| Florida | 314972853 | |
| Georgia | 314972853 | |
| Illinois | Adams, Alexander, Bond, Brown, Calhoun, Clay, Clinton, Crawford, Edwards, Effingham, Fayette, Franklin, Gallatin, Greene, Hamilton, Hardin, Jackson, Jasper, Jefferson, Jersey, Johnson, Lawrence, Macoupin, Madison, Marion, Massac, Monroe, Montgomery, Morgan, Perry, Pike, Pope, Pulaski, Randolph, Richland, Saline, Scott, St. Clair, Union, Wabash, Washington, Wayne, White and Williamson counties | 081226829 |
| Illinois | All other counties | 071926809 |
| Indiana | Clark, Crawford, Daviess, Dubois, Floyd, Gibson, Greene, Harrison, Jackson, Jefferson, Knox, Lawrence, Martin, Orange, Perry, Pike, Posey, Scott, Spencer, Sullivan, Switzerland, Vanderburgh, Warrick and Washington counties | 081226829 |
| Indiana | All other counties | 071926809 |
| Kentucky | 314972853 | |
| Louisiana | 314972853 | |
| Maryland | 053112592 | |
| Mississippi | 314972853 | |
| New York | 314972853 | |
| North Carolina | 053112592 | |
| Ohio | 044115809 | |
| Pennsylvania | Allegheny, Armstrong, Beaver, Butler, Clarion, Crawford, Erie, Fayette, Forest, Greene, Indiana, Jefferson, Lawrence, Mercer, Somerset, Venango, Warren, Washington and Westmoreland counties | 044115809 |
| Pennsylvania | All other counties | 031319058 |
| South Carolina | 314972853 | |
| Texas | Refugio County | 314972853 |
| Texas | All other counties | 113008465 |
| Virginia | 053112592 | |
| West Virginia | Brooke, Hancock, Marshall, Ohio, Tyler and Wetzel counties | 044115809 |
| West Virginia | All other counties | 053112592 |
Please note that these routing numbers are subject to change, so it’s always a good idea to verify them with your specific account or contact Woodforest National Bank directly.
Using Woodforest Routing Numbers
Direct Deposits: When setting up direct deposits for your salary, government benefits, or other recurring payments, you will need to provide your Woodforest routing number and your account number. By providing the correct routing number, you ensure the funds are deposited into the accurate account at Woodforest National Bank.
Wire Transfers: For domestic or international wire transfers, you must provide the Woodforest routing number and your account number. Wire transfers require specific instructions and additional information, so it’s advisable to contact Woodforest National Bank for further guidance and any associated fees.
Electronic Payments: When making electronic payments, such as online bill payments or transferring funds between accounts, you may be required to enter your Woodforest routing number. This ensures that the funds are accurately routed to the intended recipient.
Are ACH and ABA routing numbers the same?
No, ACH (Automated Clearing House) numbers and ABA (American Bankers Association) routing numbers are different.
ACH numbers are used for electronic fund transfers, such as direct deposits and bill payments. They are unique identifiers assigned to financial institutions participating in the ACH network.
ACH numbers are typically nine digits long and are used to identify the bank or credit union and the specific branch.
ABA routing numbers, on the other hand, are used for various types of transactions, including wire transfers, online banking, and check processing.
They are also nine digits long and are used to identify the financial institution where an account is held. The ABA routing number is often printed at the bottom of a check. It helps in determining the bank or credit union that issued the check.
While both ACH numbers and ABA routing numbers play a role in facilitating electronic transactions, they serve different purposes within the banking system.
Finding Your Nearest Woodforest Branch
Online Branch Locator: To find the nearest Woodforest branch, you can use the online branch locator tool available on the Woodforest National Bank’s official website. Enter your area ZIP code or current location to find a list of branches near you, their contact information, and operating hours.
Mobile Banking App: Woodforest National Bank also offers a mobile banking app that allows you to locate nearby branches and ATMs. Download the Woodforest app on your mobile device, and you’ll have access to branch locations, account services, and more.
Conclusion
Having the correct Woodforest routing number is essential for smooth banking transactions. Whether setting up direct deposits, initiating wire transfers, or making electronic payments, knowing your routing number ensures that funds are properly routed.
Remember to verify the routing number with your specific account and stay updated with any changes. For further assistance or clarification, reach out to Woodforest National Bank’s customer service or visit their official website. Start leveraging the convenience and security of Woodforest routing numbers for hassle-free banking today!
FAQs:
Q1. Can I use the same routing number for multiple Woodforest accounts?
No, each Woodforest account has a unique routing number associated with it. Use the correct routing number specific to the account you wish to use for a particular transaction.
Q2. Can I find my routing number through the Woodforest mobile banking app?
Yes, Woodforest’s mobile banking app also provides access to your routing number. Log in to the app, navigate to your account details, and you should find the routing number listed there.
Q3. Can I change my Woodforest routing number?
No, routing numbers are assigned to financial institutions and cannot be changed by individual customers. You will be issued a different routing number if you switch banks or open a new account.
Q4. Are routing numbers the same for all Woodforest branches?
No, routing numbers can vary for different branches of Woodforest National Bank. Using the correct routing number associated with your specific branch or account is important.
Q5. How long does it take for a wire transfer to be processed using the Woodforest routing number?
The processing time for wire transfers can vary depending on several factors, including the destination and intermediary banks involved. It’s advisable to check with Woodforest customer service or the receiving financial institution for an estimated timeline.